/* =============================================================
   Swiss Hyp AG — Legal · Editorial v3
   ============================================================= */

.legal-hero{
  position:relative;overflow:hidden;
  background:var(--bone);color:var(--ink);
  padding:116px 0 92px;isolation:isolate;border-bottom:1px solid var(--line);
}
.legal-hero::before{
  content:"";position:absolute;top:0;left:0;width:96px;height:1px;background:var(--red);z-index:1;
}
.legal-hero::after{
  content:"";position:absolute;inset:0;pointer-events:none;z-index:0;opacity:.6;
  background:
    radial-gradient(80% 60% at 92% 8%, rgba(11,12,14,.05), transparent 60%),
    radial-gradient(60% 40% at 8% 96%, rgba(180,51,42,.045), transparent 60%);
}
.legal-hero__bg{display:none}
.legal-hero__inner{position:relative;max-width:960px;z-index:2}
.legal-hero__title{margin:22px 0 22px;font-size:clamp(44px,5.6vw,80px);color:var(--ink);letter-spacing:-.028em}
.legal-hero .lede{color:var(--body);font-size:18px;line-height:1.62}
.legal-hero .sub-hero__folio{
  position:absolute;top:38px;right:var(--gutter);
  display:flex;align-items:center;gap:14px;
  font-family:var(--ff-sans);font-size:10.5px;letter-spacing:.28em;
  text-transform:uppercase;color:var(--mute);font-weight:600;z-index:3;
}
.legal-hero .sub-hero__folio::before{
  content:"";width:24px;height:1px;background:var(--mute);opacity:.5;
}
@media (max-width:720px){
  .legal-hero{padding:88px 0 68px}
  .legal-hero .sub-hero__folio{display:none}
}

.crumbs{
  display:flex;gap:12px;align-items:center;
  font-size:11px;letter-spacing:.24em;text-transform:uppercase;
  color:var(--mute);margin-bottom:22px;font-weight:600;
}
.crumbs a{color:var(--ink);transition:color var(--dur) var(--ease)}
.crumbs a:hover{color:var(--red)}
.crumbs span[aria-hidden]{color:var(--red)}

.legal{padding:96px 0 120px}
@media (max-width:720px){ .legal{padding:64px 0 96px} }
.legal__grid{display:grid;grid-template-columns:280px 1fr;gap:80px;align-items:start}
@media (max-width:960px){ .legal__grid{grid-template-columns:1fr;gap:44px} }

.toc{position:sticky;top:120px;align-self:start}
.toc__inner{background:transparent;border:0;border-top:1px solid var(--ink);padding:24px 0 0}
.toc__label{
  display:inline-flex;align-items:center;gap:12px;
  font-size:10.5px;letter-spacing:.28em;text-transform:uppercase;
  color:var(--red);font-weight:600;margin-bottom:24px;
}
.toc__label::before{content:"";width:20px;height:1px;background:var(--red)}
.toc__list{list-style:none;padding:0;margin:0;display:grid;gap:2px}
.toc__list a{
  display:flex;align-items:baseline;gap:16px;
  padding:12px 0;font-size:14px;color:var(--body);
  border-bottom:1px solid var(--line-2);
  transition:color var(--dur) var(--ease), padding var(--dur) var(--ease);
}
.toc__list a span{font-family:var(--ff-serif);font-style:italic;color:var(--red);font-size:13px;min-width:24px}
.toc__list a:hover{color:var(--ink);padding-left:6px}
.toc__list a.is-active{color:var(--red);font-weight:600}

.toc__meta{
  margin-top:32px;padding-top:24px;border-top:1px solid var(--line);
  display:flex;flex-direction:column;gap:6px;font-size:12px;color:var(--body);
}
.toc__meta span{letter-spacing:.24em;text-transform:uppercase;font-size:10.5px;color:var(--red);font-weight:600}
.toc__meta strong{font-weight:500;color:var(--ink)}

@media (max-width:960px){ .toc{position:static} .toc__list{grid-template-columns:1fr 1fr;gap:0} }
@media (max-width:540px){ .toc__list{grid-template-columns:1fr} }

.legal__content{display:grid;gap:64px;min-width:0}
.legal-block{
  background:transparent;padding:0;scroll-margin-top:120px;
  border-top:1px solid var(--ink);padding-top:36px;
}

.legal-block__head{display:grid;grid-template-columns:auto 1fr;gap:28px;padding-bottom:28px;margin-bottom:28px;border-bottom:1px solid var(--line);align-items:start}
.legal-block__num{font-family:var(--ff-serif);font-style:italic;font-weight:500;font-size:22px;color:var(--red);padding-top:8px;border-top:1px solid var(--red);min-width:56px}
.legal-block__head .eyebrow{margin-bottom:12px}
.legal-block__head .h2{margin:8px 0 0;font-size:clamp(26px,3vw,40px);letter-spacing:-.02em}
.legal-block__meta{margin:14px 0 0;font-size:12.5px;color:var(--mute);letter-spacing:.02em}
@media (max-width:640px){ .legal-block__head{grid-template-columns:1fr;gap:14px} .legal-block__num{border-top:0;padding-top:0;font-size:15px} }
.legal-block__body{font-size:16px;line-height:1.8;color:var(--body)}
.legal-block__body p{margin:0 0 18px;max-width:78ch}
.legal-block__body p strong{color:var(--ink)}
.legal-block__body em{font-style:italic;color:var(--ink);font-family:var(--ff-serif);font-size:1.06em}

.legal-h3{
  font-family:var(--ff-serif);font-weight:500;font-size:24px;line-height:1.2;color:var(--ink);
  margin:36px 0 16px;padding-top:20px;position:relative;letter-spacing:-.015em;
}
.legal-h3::before{content:"";position:absolute;left:0;top:0;width:32px;height:1px;background:var(--red)}
.legal-block__body > .legal-h3:first-child{margin-top:0;padding-top:0}
.legal-block__body > .legal-h3:first-child::before{display:none}

.legal-list{list-style:none;padding:0;margin:0 0 22px;display:grid;gap:12px}
.legal-list li{position:relative;padding-left:22px;font-size:15px;line-height:1.72;color:var(--body)}
.legal-list li::before{content:"";position:absolute;left:0;top:12px;width:12px;height:1px;background:var(--ink)}
.legal-list li strong{color:var(--ink)}

.kv{margin:0 0 22px;padding:0;display:grid;grid-template-columns:1fr 1fr;gap:0;border-top:1px solid var(--line)}
@media (max-width:640px){ .kv{grid-template-columns:1fr} }
.kv > div{display:grid;grid-template-columns:180px 1fr;gap:20px;padding:14px 0;border-bottom:1px solid var(--line)}
.kv dt{font-size:10.5px;letter-spacing:.24em;text-transform:uppercase;color:var(--red);font-weight:600;padding-top:3px}
.kv dd{margin:0;font-size:15px;color:var(--body)}
@media (max-width:540px){ .kv > div{grid-template-columns:1fr;gap:4px} }

.table-wrap{margin:0 0 22px;border:1px solid var(--line);overflow:auto}
.legal-table{width:100%;border-collapse:collapse;font-size:13.5px;min-width:560px}
.legal-table thead th{background:var(--bone);text-align:left;padding:14px 18px;font-size:10.5px;letter-spacing:.24em;text-transform:uppercase;color:var(--ink);font-weight:600;border-bottom:1px solid var(--line)}
.legal-table tbody td{padding:16px 18px;border-bottom:1px solid var(--line);color:var(--body);line-height:1.65;vertical-align:top}
.legal-table tbody tr:last-child td{border-bottom:none}

.legal-callout{
  border-left:2px solid var(--red);background:var(--paper-2);
  padding:22px 26px;font-size:15px;line-height:1.72;color:var(--ink);margin:0 0 24px;
}
.legal-callout strong{display:block;font-family:var(--ff-serif);font-style:italic;font-size:18px;color:var(--ink);margin-bottom:6px;letter-spacing:-.005em}
.legal-note{font-size:13px;color:var(--mute);font-style:italic;margin:0 0 22px;line-height:1.7}

.legal-foot{display:flex;justify-content:space-between;align-items:center;gap:24px;flex-wrap:wrap;padding-top:32px;border-top:1px solid var(--line);margin-top:16px}
.legal-back{
  display:inline-flex;align-items:center;gap:12px;
  font-size:11px;letter-spacing:.24em;text-transform:uppercase;
  color:var(--ink);font-weight:600;border-bottom:1px solid var(--ink);padding-bottom:3px;
  transition:color var(--dur) var(--ease), border-color var(--dur) var(--ease);
}
.legal-back:hover{color:var(--red);border-bottom-color:var(--red)}